Agency News and Awards January 30, 2024

Celebrating Kristi Anderson’s Success!

Celebrating Kristi Anderson‘s success as the 2023 Q4 Sales Leader for BHGRE Green Team’s Vernon NJ Office

Congratulations to Kristi Anderson for achieving the remarkable title of Sales Leader for the fourth quarter of 2023 in our Vernon, NJ, office. Kristi’s dedication, hard work, and outstanding performance have once again set her apart, making her an invaluable member of our team.

A Legacy of Excellence

Kristi’s journey in real estate has been extraordinary. Her passion for helping clients find their dream homes and achieve their real estate goals has been a driving force throughout her 21-year career. From the moment she purchased her first home, Kristi knew that becoming a Realtor was her calling. 

“Home means family. A place where you feel safe, where you belong. Where you feel stable and secure. Home is the base of where memories begin,” says Kristi

A Trailblazer in Sales

Kristi’s remarkable achievements in sales volume truly underscore her exceptional prowess in the real estate market. Over the years, she has garnered numerous sales awards, and her hard work has consistently earned her a place among the top 10 agents in our brokerage for every quarter. In 2023 alone, Kristi achieved an impressive total sales volume exceeding $6.5 million. Her consistent success is a testament to her dedication, expertise, and unwavering commitment to delivering outstanding client results. 

Beyond the Numbers

What truly sets Kristi apart is her sales figures and dedication to her clients and community. Described as hardworking, tenacious, easy to talk to, a problem solver, dedicated, sincere, transparent, and, most importantly, honest, Kristi has earned a reputation as one of Sussex County’s finest Realtors®. 

Kristi’s commitment extends beyond the real estate world; she is also a dedicated community member. As a mother of four, she finds time to give back by volunteering for various organizations, including the Vernon Township School District’s SCA, attending many Township events, and serving as Vice President of the Vernon Chamber of Commerce. Kristi’s devotion to her community has been recognized with the BHGRE Green Team’s Citizen of the Year award for both 2021 and 2022.

Kristi Will Get You Moving

Now licensed in both New Jersey and New York, Kristi is even more determined to be the best she can be. Kristi doesn’t just stop at finding you the perfect home – she goes above and beyond to ensure the entire process is stress-free. In 2023, Kristi purchased a moving truck that is available for her clients. This thoughtful gesture showcases that to Kristi, clients aren’t just another transaction but valued friends.

“Congratulations, Kristi, this achievement is well-deserved. Your unwavering dedication, exceptional sales skills, and commitment to excellence have set a standard for us all to look up to. We are truly grateful to have you as an integral part of our Better Homes and Gardens Real Estate Green Team family. Your passion, hard work, and the positive impact you have on our community make us exceptionally proud to have you on our team.” Vikki Garby


Housing Market NewsMortgage and Home LoansWeekly Market Report January 26, 2024

Weekly Market Update – 01/26/2024

Week Ending 01/26/2024

Weekly Market Update

Helping you navigate the market

Inflation Eases
The major inflation data released this week was right on target. While GDP growth exceeded expectations, its impact was minor. As a result, mortgage rates ended the week with little change.
Fed officials keep a close eye on inflation, and the PCE price index is their favored indicator. In December, core PCE, which excludes food and energy to reduce short-term volatility, was up 2.9% from a year ago. This was down from an annual rate of 3.2% last month and the lowest level since March 2021. While still moving in the right direction, it remains above the Fed’s target of 2.0%.

Gross Domestic Product (GDP) is the broadest measure of economic activity. During the fourth quarter, U.S. GDP rose at an annualized rate of 3.3%, above the consensus forecast of 2.0% but down from 4.9% during the third quarter of 2023. Strength was seen in consumer and government spending, business investment, and inventory growth. Despite higher interest rates, the economy has remained surprisingly resilient and has shown few signs that it will enter a recession.

After ten consecutive hikes since early 2022, the European Central Bank (ECB) held benchmark interest rates steady for the third meeting in a row as expected. The statement released after the meeting again emphasized that future monetary policy decisions will be based on incoming economic data. During the press conference, ECB President Lagarde said that any discussion of a rate cut is “premature.” Similar to the U.S. Fed, the ECB is still planning to hold rates near current levels for now to help bring down inflation.

Week ahead
The next Fed meeting will take place on Wednesday. While no change in rates is expected, investors will look for guidance on the anticipated timing of rate cuts later in the year. For economic reports, the ISM national manufacturing index will come out on Thursday. The key Employment report will be released on Friday, and these figures on the number of jobs, the unemployment rate, and wage inflation will be some of the most highly anticipated economic data of the month.
Tue 1/30 Consumer Confidence
Wed 1/31 Fed Meeting
Thu 2/1 ISM Manufacturing
Fri 2/2 Employment
Mortgage Rates Flat 0.00%
Dow Rose 200
NASDAQ Rose 150
We would like to thank our partner, MBSQuoteline for their insightful information.

All material Copyright © Ress No. 1, LTD (DBA MBSQuoteline) and may not be reproduced without permission.

Jeremy Miller

Jeremy Miller

Divisional Sales Manager

M 973-580-9042

D 908-721-5852

F 914-984-5048


CrossCountry Mortgage, LLC
14 Commerce Drive, Suite 400
Cranford, NJ 07016
Personal NMLS624668 Branch NMLS1600235
Company NMLS3029

CrossCountry Mortgage

Agency News and Awards January 26, 2024

Krissy Many’s Exceptional Leadership and Achievements

Sales Leadership Excellence in 2023

Join us in congratulating the extraordinary accomplishments of Krissy Many. Not only has she secured her position as the sales leader in our Goshen office during the 3rd and 4th quarters of 2023, but she has also emerged as a shining example of leadership and dedication within our team. Krissy Many began her real estate career in 2015 with a commitment to excellence. In 2023, this commitment has not only endured but has flourished into a remarkable journey of success.

Continuous Learning and Industry Expertise

Expanding her industry knowledge has always been important to Krissy. In addition to the rigorous course Krissy completed to earn her Broker’s license, she also attended Dr. Karrass’s Effective Negotiations class. Her desire to expand her experience didn’t stop there. She has gone on to obtain multiple designations, such as Pricing Strategy Advisor (PSA), Military Relocation Professional (MRP), Certified Negotiation Expert (CNE), as well as Certified Commercial Investment Member (CCIM). These have improved her knowledge and the service she can give to every client she works with.

With Krissy’s impressive knowledge, it is no surprise that she is the highest-reviewed agent in her brokerage and New York offices. Krissy’s collection of well over 100 five-star reviews is a testament to the exceptional service she consistently delivers. Additionally, she has earned a spot among Green Team’s top 10 agents for the last four years and counting.

Impactful Leadership Beyond Sales

Krissy’s successful influence reaches farther than just her career as an agent. When Krissy transitioned to the role of Broker Manager of our New York offices, she brought about a positive wave within our team. Additionally, Krissy is happy to share her knowledge and actively mentors new agents who join our team. Her dedication to always doing her best helps foster an environment of growth and collaboration within BHGRE Green Team.

Krissy’s beneficial impact extends far beyond our office walls. She has dedicated many hours to organizing ways that our team can give back to and show our support to the community, from delivering donuts to local police departments on Law Enforcement Appreciation Day to organizing an “in-cider” mimosa party that not only offered a moment of relaxation but also served as an opportunity for clients to gain insights into the current real estate market. Additionally, She recently started a new teaching journey as the mentor of an outstanding local student from Chester Academy High School. Krissy is so happy to have the opportunity to not only help them learn but to give them a leg up when it’s time for them to join the industry.

A Beacon of Inspiration

“I have gotten to work much more closely with Krissy this past year, and one of the things I love about her is her humor and wittiness. Our profession can be stressful and demanding just like any other profession, but when you are surrounded by people you like and enjoy working with, it makes work that much more enjoyable and rewarding. I appreciate her more than she may realize.”      -Vikki Garby, BHGRE Green Team President

Krissy Many is not just a sales leader; she is a beacon of inspiration and leadership within our team and the community. Her commitment to education, client satisfaction, and community engagement reflects not only her professional prowess but also her genuine and generous spirit. We are so thankful to have Krissy as an invaluable member of our team, and we are so excited to be a part of her continued success and positive influence in the future. Congratulations once again, Krissy!

Agency News and Awards January 17, 2024

Barbara Tesa – Setting the Standard for Excellence

A Trailblazer in Real Estate Excellence

Barbara Tesa has been a standout real estate agent, assisting clients in buying and selling properties since 2009. Over the years, she has garnered numerous accolades for her outstanding contributions to the industry, including the NJ REALTORS® Circle of Excellence Silver Sales Award for 2022, the Better Homes and Gardens Real Estate Green Team’s 2022 “Team Player Award,” the Better Homes and Gardens Real Estate Platinum Award for Sales Volume, and the Five Star Professional 2023 Award. Additionally, Barbara was not only the 2023 Third quarter sales leader for our Vernon, NJ office but ended 2023 as one of the top five agents for our brokerage as a whole.

Barbara Tesa’s motto: “YOUR Property is MY Priority,”

Her success in the competitive real estate market is attributed to her belief in the importance of a genuine interest in her clients’ goals and unwavering diligence in helping them achieve them. While she has worked with clients from diverse backgrounds, Barbara has recently concentrated on assisting sellers. Referrals from satisfied clients serve as the best testament to her exceptional business promotion, and she takes great pride in showcasing their homes in the best possible light.

Investing in Success

Barbara goes above and beyond the call of duty, investing in professional photography and videos for her client’s properties, leveraging social media for promotion, and featuring them in local publication ads. Additionally, Barbara creates beautiful property-specific marketing brochures that potential buyers can pick up at open houses or other showings.

“Unlike other agents we came across, Barabara did her homework on us and learned exactly what we wanted to find in a home instead of leading us on paths that were not for us.
Barbara was so patient with us and always took as much time needed at all hours of the day to make sure that we understood each step of the first-time home buying process from start to finish, we never felt rushed and never felt left in the dark. Extremely knowledgeable, dedicated to her clients, and super friendly – she is really the best! Even post-closing, she is responsive to any questions or when you just want to share some progress photos.

I’d highly recommend to anyone that was searching for a home. Thank you, Barbara, for helping myself and Mike finally find our home!” – Ashley Harsch

A Positive Influence in the Industry

In addition to her personal and professional achievements, Barbara is a valued member of the BHGRE Green Team’s mentorship program. Using her professional knowledge, experience, and compassion, Barbara is committed to helping new agents just beginning their real estate journey become the best they can be.

“Having Barbara as a mentor has meant that I have someone to turn to for advice, support and guidance. She has offered insights on several challenges and dilemmas that I have encountered thus far in my real estate career.

Most importantly, having Barbara as a mentor has provided me with encouragement and has instilled increased confidence in my abilities.” – Peggy Bradfield

The Go-To Agent for Success

Barbara Tesa is not just a real estate agent; she is a testament to excellence and commitment. Her impressive track record, coupled with glowing testimonials, paints a vivid picture of a professional who goes above and beyond for her clients. Whether it’s assisting sellers, utilizing innovative marketing strategies, or providing invaluable mentorship, Barbara embodies the qualities of a top-tier real estate expert.

If you are looking for a real estate agent who will work tirelessly to help you achieve your goals, look no further than Barbara Tesa. She is an outstanding agent who is committed to her client’s success.
Contact Barbara today to learn how she can help you buy or sell a property!
Cell:(973) 704-8164

Agency News and Awards December 27, 2023

Introducing Stephanie Edmond!

Better Homes and Gardens Real Estate Green Team proudly presents our newest agent, Stephanie Edmond!

Stephanie Edmond brings a distinctive and enriching background that sets her apart in the dynamic world of real estate. For the past six years, Stephanie has dedicated herself to making a meaningful impact on the lives of pediatric patients as a Respiratory Therapist. Her profound interest in the field fueled her educational journey, culminating in an Associate’s degree in applied science in Respiratory Therapy in 2017, followed by a bachelor’s degree in health service administration in 2022.

From Stethoscopes to Sold Signs

Stephanie’s commitment to continuous learning and growth extends beyond her healthcare career, evident in her recent transition to the real estate sector. Stephanie’s venture into real estate was sparked by firsthand experiences. After becoming the proud owner of an investment property, homeownership and property investments quickly became a passion of hers. This inspired her to become a Realtor so that she could help others reach their real estate goals. Before joining BHGRE Green Team, Stephanie completed her real estate training with Colibri in August 2023. Although she is just beginning this career Stephanie has truly hit the ground running.

Beyond Sales and Showings

In addition to her professional accomplishments, Stephanie is a devoted wife and mother of two boys. Recognizing the significance of home and family, Stephanie draws valuable insights from her experiences as a homeowner and investor, uniquely positioning her to understand buyers’ and sellers’ diverse needs and aspirations.

Beyond her professional and family life, Stephanie indulges in various hobbies. These include walking, working out, dining out, and immersing herself in her love for music. These interests contribute to her well-rounded personality and enrich her ability to forge personal connections with clients.

Ready for Success

So, why did Stephanie choose to join BHGRE Green Team? According to her, the welcoming and supportive environment stood out. Additionally, BHGRE Green Team prioritizes teamwork and mentorship, aligning seamlessly with Stephanie’s collaborative spirit.

As we warmly welcome Stephanie to our team, we anticipate the energy, dedication, and fresh perspective she brings to the table. Stephanie Edmond isn’t just an agent; she is a breath of fresh air in the ever-evolving realm of real estate. Get ready to experience a new dimension of service and expertise with Stephanie by your side!

Agency News and Awards December 22, 2023

A Green and Merry Affair

Better Homes and Gardens Real Estate Green Team‘s Unforgettable Holiday Party at the beautiful Pennings Farm and Cidery.

‘Tis the season to be jolly, and the Better Homes and Gardens Real Estate Green Team certainly embraced the holiday spirit at our recent office party at the beautiful Pennings Farm and Cidery.

We kicked off the evening with great friends, food, and fantastic drinks. As colleagues gathered and clinked glasses, the atmosphere was filled with holiday spirit, joy,  and the promise of a memorable celebration.

Geoffrey Green was excited to unveil the new custom BHGRE Green Team vests he ordered. His Green Team Spirit didn’t stop there. Looking closely, you’d see he was sporting his unique custom embroidered “Green Team” airforce sneakers. It’s clear Geoff loves repping the team and bringing some extra fun vibes to the party.

Kate Spade is the New Gnome


The real fun began with the white elephant gift exchange. Our team could not contain our laughter as gifts changed hands. The show’s star was an exquisite forest green Kate Spade bag, which quickly became the center of attention. Dana Green quickly chose the bag and was quick to threaten anyone who dared to steal it from her. Unfortunately for Dana, her threats did not deter Nicole McCormick, who happily snatched the bag when her ticket was called.


Much to Nicole’s dismay, the bag’s journey continued. Carol Buchanan happily took the bag from Nicole, but she didn’t have much time to celebrate before Tammy Scotto’s number was called. Tammy considered making a quick getaway when it was Vikki Garby’s turn to steal the bag but reluctantly handed it over. Funny enough –for us, not for Tammy – Vikki also stole Tammy’s beloved gnomes at last year’s party. The cycle of steals and swaps continued with Amy Green, Jacque Kraszewski, and Kate Vega. Each person taking their turn as a proud but temporary owner. Just as Kate was starting to think the bag was hers, Krissy Many’s number got called. Krissy had no qualms about swooping in and seizing the coveted bag for the ninth and final time.

The bag might have been the most popular, but many other gifts were on the table. A toaster, blender, “lamp,” and an abundance of booze found homes that night. 


And May all Your Christmases be Green!

As the night approached its end, the celebration reached its peak with a musical surprise. Pip Klien and Lora Chandra took the stage, serenading the crowd with their rendition of “White Christmas” – aptly renamed “Green Christmas” – Get it.. Green Team, Green Christmas? 

The BHGRE Green Team‘s holiday party at Pennings Farm and Cidery was a resounding success. Leaving everyone with cherished memories of laughter, camaraderie, and a touch of competitive holiday spirit. As the night drew to a close, our team basked in the warmth of our shared experiences, carrying the festive cheer into the new year.


Agency News and Awards December 20, 2023

Jimmy Cosenza is now a Licensed Real Estate Broker

Congratulations to James “Jimmy” Cosenza on becoming a Licensed Real Estate Broker.

Embarking on the journey to becoming a licensed real estate broker is no small feat—it demands extensive knowledge and unwavering hard work, an accomplishment achieved by a select few. For Jimmy Cosenza, an agent dedicated to becoming one of the best in the business, the path to becoming a broker was not just a professional milestone but a personal commitment to excellence.

Elevating Client Experiences

Jimmy Cosenza has long harbored a genuine interest in real estate. His passion and intricate local market knowledge uniquely position him to provide clients with a competitive edge. Whether assisting first-time homebuyers, helping sellers maximize property value, or guiding investors toward profitable opportunities, Jimmy’s dedication to excellence is unwavering.

Jimmy has previously earned certifications as a Real Estate Negotiator and obtained his Commercial and Investment Real Estate designation. Now, with the added responsibilities and capabilities of a broker’s license, he offers an even more comprehensive and strategic approach to real estate transactions. Clients can expect expert guidance, innovative solutions, and a level of service that reflects Jimmy’s continuous pursuit of excellence.

Looking to the Future

As Jimmy embraces this new chapter, his focus remains on the future. His commitment to self-improvement and genuine passion for real estate ensure that clients will continue to benefit from the highest service standards. Whether stepping into your first home, navigating the market as a seller, or seeking opportunities as an investor, Jimmy Cosenza is ready to help you navigate every aspect of the ever-changing real estate market.

Congratulations, Jimmy! Your unwavering dedication and hard work have led you to this well-deserved achievement as a licensed broker. All of us here at BHGRE Green Team wish you continued success as you embark on this new chapter of your real estate journey.


Agency News and Awards December 18, 2023

Tom Folino Has Reached The Cap!

Congratulations From Vikki Garby, President Of Better Homes and Gardens Real Estate Green Team, to Tom Folino for reaching the commission cap for Company Dollar Contribution in 2023!



“Whether you know Tom Folino as a former teacher, coach or presently as a realtor, you know he is a sincere person and a true professional. His past career as an educator influences Tom’s eagerness to always be learning for the benefit of his clients. Tom is an incredible team player and we are so grateful to have Tom as part of BHGRE Green Team. ”  -Vikki Garby




Tom’s dedication to his clients and hard work has allowed him to reach the cap on his commission with BHGRE Green Team. This is an outstanding accomplishment and means Tom will now receive a 100% commission split on any deal he closes during 2023.


I’m very thankful for the trust that my clients have placed in me to be their real estate agent, and I take that responsibility very seriously. My #1 priority is to help my clients achieve their goal of selling, buying, or renting. Without my clients, reaching the cap once again this year wouldn’t have been possible, So a big heartfelt Thank you to all of you who have placed that trust in me!

Reaching the cap is something all agents should be very proud of.  In this business, it’s all about getting the job done for your clients while making the process as enjoyable and stress-free as possible for them. When you “cap out,” it gives you a sense of accomplishment and is a reward for all of the hard work and commitment you have given to the process and, more importantly, to your clients.– Tom Folino


Better Homes and Gardens Real Estate Green Team’s commission structure is undoubtedly one of the finest in the industry, but it doesn’t end there.  Our lead generation platform, certified sales assistant program, and dynamic training systems are just a few other things worth mentioning.

Click here to learn more about Better Homes and Gardens Real Estate Green Team and why you should join our team.

Congratulations, Tom Folino!

Agency News and Awards December 12, 2023

Tammy Scotto has Reached the Commission Cap!

Congratulations From Vikki Garby, President Of Better Homes and Gardens Real Estate Green Team, to Tammy Scotto for reaching the commission cap for Company Dollar Contribution in 2023!



“If you know Tammy Scotto at all, you know she is the epitome of a people person. She loves her clients, she loves her job, and she works extremely hard to ensure her clients’ wishes and best interests are at the forefront of every transaction. Tammy is one of the best realtors I have had the privilege of working with and we are extremely fortunate to have her as part of BHGRE Green Team. ”  -Vikki Garby



Tammy’s dedication to her clients and hard work has allowed her to reach the cap on her commission with BHGRE Green Team. This is an outstanding accomplishment and means Tammy will now receive a 100% commission split on any deal she closes during 2023.



“I’m thrilled and grateful to all of my clients in 2023 for being the reason I have hit the cap in our real estate market this year. This achievement reflects the trust and satisfaction of my clients. I am excited to continue serving my community and exceeding expectations for my past, present and future buyers and sellers. I would not have been able to accomplish this without all of you. Wishing everyone a Happy Holiday Season. Looking forward to 2024!” – Tammy Scotto



Better Homes and Gardens Real Estate Green Team’s commission structure is undoubtedly one of the finest in the industry, but it doesn’t end there.  Our lead generation platform, certified sales assistant program, and dynamic training systems are just a few other things worth mentioning.

Click here to learn more about Better Homes and Gardens Real Estate Green Team and why you should join our team.

Congratulations, Tammy Scotto!

Agency News and Awards December 12, 2023

Introducing Nicole Albert

Meet Nicole Albert, Your Dedicated Real Estate Professional

Allow us to introduce Nicole Albert, a licensed real estate professional with a wealth of industry experience. She brings over two years of expertise as a real estate associate, complemented by an impressive 16+ years as a real estate investor.

A Journey Rooted in Real Estate

Nicole’s journey to becoming a real estate sales associate is both unique and inspirational. Before entering the real estate realm, she forged a successful path as a licensed Property and Casualty insurance agent, specializing in commercial insurance for businesses—a role she continues to excel in. Yet, despite her achievements in insurance, her true calling emerged through years of experience in real estate, including investing, purchasing, and selling properties.

She was inspired to channel her wealth of real estate knowledge and her eye for interior design into helping others fulfill their homeownership dreams. Nicole has a genuine passion for finding families their perfect homes, especially first-time buyers.

The Heart of a Rescuer

Nicole exemplifies a strong dedication to helping others in both her professional and personal life. Beyond the real estate arena, she is a passionate animal lover and actively involved in animal rescue efforts. Nicole volunteers with Ramapo Bergen Animal Refuge in Oakland, NJ, and supports Hounds in Pounds in Allendale, NJ. Showcasing her commitment to making a difference in the lives of animals in need.

Local Roots and a Vision for Success

Nicole has called Vernon her home for the past six years, embracing the serene beauty of Sussex County. Originally from Clifton, she spent almost 15 years in Fort Lee with her husband before deciding to move to this idyllic part of the state.

Why BHGRE Green Team?

What made Nicole decide to become a member of BHGRE Green Team? For Nicole, the choice was clear. She was drawn to the idea of having a strong support team by her side. The Green Team’s local presence and its welcoming and “homey” atmosphere were particularly appealing to her. Nicole was impressed by the passion she observed in the people she met here. Their dedication to real estate resonated with her, and she believed she could learn a great deal from their experience and expertise.

Bringing Dreams to Life, One Home at a Time

Nicole’s unique blend of experience, skills in interior design, and genuine love for helping people make her the ideal partner on your real estate journey. She sees potential in every home and is committed to finding your perfect match. Whether you’re a first-time homebuyer or an experienced investor, Nicole’s dedication and enthusiasm will guide you through the process. Ensuring a seamless and enjoyable experience from start to finish.

Ready to turn your real estate dreams into reality? Contact Nicole Albert today and let her expertise and passion guide you to your dream home!