Mortgage Center

Securing a home is an integral part of the human experience, representing stability, security, and a sense of belonging.

For most individuals and families, buying a home is a significant milestone and one of the most substantial financial decisions they will ever make. However, amidst the excitement of house-hunting and envisioning a dream abode, lies a critical aspect that demands thorough consideration: finding the right mortgage lender.

The importance of choosing the right mortgage lender cannot be overstated, as it can profoundly impact the entire home-buying journey and the long-term financial well-being of the buyer. Their expertise, reliability, and transparency play a pivotal role in shaping the overall affordability, flexibility, and satisfaction of the mortgage agreement.

The right lender can simplify the application process, reduce unnecessary stress, and offer timely assistance, ensuring a seamless and efficient path to homeownership. For these reasons, Better Homes and Gardens Real Estate Green Team would like to introduce our preferred lender: The Carbon Team at Cross Country Mortgage.

Meet Our Preferred Lender:

The Carbon Team

In its early stages, The Carbon Team was only made up of 4 friends. After years of hard work and determination, they’ve grown to over 100 mortgage professionals. To get where they are now, The Carbon Team has built an environment in which they can learn and thrive off each other. They understand that to make their clients happy and satisfied with their service, they have to work together respectfully and humbly.


The team’s success is in their numbers and in 2022 alone, they have successfully closed over $1.3B in loans and have guided countless families into homes they deserve. Their ultimate goal is to get to $2B in mortgage loans in the near future. Outside of mortgages, The Carbon Team hosts a fundraiser every year for different charities and have been successful at raising life-changing amounts for each local community.


Above all, The Carbon Team works with integrity, empathy, and insurmountable knowledge about the mortgage process, bringing the human element to the game, time and time again.

Our preferred lenders are always ready, willing and able to help! Feel free to reach our to any of them with questions about the process. If you're ready to start the buying process, just click on "Apply Now" to begin your homeownership journey.

Jeremy Miller
Alexander Karameros
Joseph Casini
Amy Green

Jeremy Miller

Divisional Sales Manager

C: 973.580.9042

F: 914.984.5048

W: crosscountrymortgage.com/jeremy-miller

E: jeremy.miller@ccm.com

Alexander Karameros

Senior Loan Officer

C: 201.679.4505

F: 845.652.5076

W:crosscountrymortgage.com/alexander-karameros

E: alexander.karameros@ccm.com

Joseph Cassini

Senior Loan Officer

C: 973.769.7759

W: ccm.com/joseph-cassini

E: joseph.cassini@ccm.com

Amy Green

Mortgage Consultant, CPA

C: 845.545.4315

E: amy.green@ccm.com

Mortgage FAQ's

A mortgage is a type of loan you can use to buy or refinance a home.

The best way to know which mortgage is right for you is to speak with a licensed mortgage broker, loan officer or mortgage banker.

Our agents have a database of professionals we work with regularly. We would be happy to help you find a home and make a suggestion for the right lender.

Buying a Home

The Power of Mortgage Pre-Approval

By Better Homes and Gardens Green Team | May 8, 2021

Some Highlights  Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and a competitive edge […]

How Upset Should You Be about 3% Mortgage Rates?

By Better Homes and Gardens Green Team | March 9, 2021

Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the next. Articles talked about the “negative impact” it may have on the housing market. However, we should realize two things: 1. The bump-up […]

Home Mortgage Rates by Decade

By Better Homes and Gardens Green Team | March 3, 2021

Some Highlights Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home. Locking in a low rate today could save you thousands of dollars over the lifetime of your home loan, but these low rates may not last forever. […]

The Reason Mortgage Rates Are Projected to Increase and What It Means for You

The Reason Mortgage Rates Are Projected to Increase and What It Means for You

By Better Homes and Gardens Green Team | February 28, 2021

We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates over the last twelve months. However, there’s no guarantee rates will remain this low much longer. Whenever we try […]

What Happens When Homeowners Leave Their Forbearance Plans?

By Better Homes and Gardens Green Team | February 19, 2021

According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Here’s where these homeowners stand right now: 2,543,000 (39%) are current on their payments and have left the program […]

Key Terms to Know in the Homebuying Process

By Better Homes and Gardens Green Team | December 11, 2020

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text” _builder_version=”3.18.2″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”] Some Highlights From Key Terms to Know: Buying a home can be intimidating if you’re not familiar with the key terms to know that are used throughout the process. To point you in the right direction, here’s […]

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