Mortgage Center

Securing a home is an integral part of the human experience, representing stability, security, and a sense of belonging.

For most individuals and families, buying a home is a significant milestone and one of the most substantial financial decisions they will ever make. However, amidst the excitement of house-hunting and envisioning a dream abode, lies a critical aspect that demands thorough consideration: finding the right mortgage lender.

The importance of choosing the right mortgage lender cannot be overstated, as it can profoundly impact the entire home-buying journey and the long-term financial well-being of the buyer. Their expertise, reliability, and transparency play a pivotal role in shaping the overall affordability, flexibility, and satisfaction of the mortgage agreement.

The right lender can simplify the application process, reduce unnecessary stress, and offer timely assistance, ensuring a seamless and efficient path to homeownership. For these reasons, Better Homes and Gardens Real Estate Green Team would like to introduce our preferred lender: The Carbon Team at Cross Country Mortgage.

Meet Our Preferred Lender:

The Carbon Team

In its early stages, The Carbon Team was only made up of 4 friends. After years of hard work and determination, they’ve grown to over 100 mortgage professionals. To get where they are now, The Carbon Team has built an environment in which they can learn and thrive off each other. They understand that to make their clients happy and satisfied with their service, they have to work together respectfully and humbly.


The team’s success is in their numbers and in 2022 alone, they have successfully closed over $1.3B in loans and have guided countless families into homes they deserve. Their ultimate goal is to get to $2B in mortgage loans in the near future. Outside of mortgages, The Carbon Team hosts a fundraiser every year for different charities and have been successful at raising life-changing amounts for each local community.


Above all, The Carbon Team works with integrity, empathy, and insurmountable knowledge about the mortgage process, bringing the human element to the game, time and time again.

Our preferred lenders are always ready, willing and able to help! Feel free to reach our to any of them with questions about the process. If you're ready to start the buying process, just click on "Apply Now" to begin your homeownership journey.

Jeremy Miller
Alexander Karameros
Joseph Casini
Amy Green

Jeremy Miller

Divisional Sales Manager

C: 973.580.9042

F: 914.984.5048

W: crosscountrymortgage.com/jeremy-miller

E: jeremy.miller@ccm.com

Alexander Karameros

Senior Loan Officer

C: 201.679.4505

F: 845.652.5076

W:crosscountrymortgage.com/alexander-karameros

E: alexander.karameros@ccm.com

Joseph Cassini

Senior Loan Officer

C: 973.769.7759

W: ccm.com/joseph-cassini

E: joseph.cassini@ccm.com

Amy Green

Mortgage Consultant, CPA

C: 845.545.4315

E: amy.green@ccm.com

Mortgage FAQ's

A mortgage is a type of loan you can use to buy or refinance a home.

The best way to know which mortgage is right for you is to speak with a licensed mortgage broker, loan officer or mortgage banker.

Our agents have a database of professionals we work with regularly. We would be happy to help you find a home and make a suggestion for the right lender.

Buying a Home

How To Approach Rising Mortgage Rates as a Buyer

By Nicole McCormick | April 26, 2022

In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you may be tempted to put your plans on hold in hopes that rates will […]

Why Pre-Approval Is an Important Step for Today’s Homebuyers

By Nicole McCormick | April 19, 2022

Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explains: “The lender will check out your personal finances […]

Is It Time To Buy a Smaller Home?

By Nicole McCormick | April 19, 2022

Life events can have a major impact on what you need from your home, and retirement is one of the biggest changes many of us face. This period of your life can mean doing more of the things you enjoy, like traveling, visiting with loved ones, or taking on new hobbies. But what does that […]

Where Are Mortgage Rates Headed?

By Nicole McCormick | April 14, 2022

There’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First American: “You know, the fallacy of economic forecasting is: Don’t ever try and forecast interest rates and or, more specifically, if you’re a real estate economist mortgage rates, because you will always invariably be wrong.” […]

The Future of Home Price Appreciation and What It Means for You

By Nicole McCormick | April 7, 2022

Many consumers are wondering what will happen with home values over the next few years. Some are concerned that the recent run-up in home prices will lead to a situation similar to the housing crash 15 years ago. However, experts say the market is totally different today. For example, Odeta Kushi, Deputy Chief Economist at First American, tweeted just last week […]

What You Need To Budget for When Buying a Home

By Nicole McCormick | April 7, 2022

When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted professionals who can help you understand your finances and what you’ll need […]

Don't Miss Our Next Post
Subscribe Now